Famous Baccarat Players
How to play Punto Banco / Baccarat
Before you go and play baccarat, we recommend you to read this following baccarat guide.
When you are ready to play, you will be able to choose a casino from this top online casino site
Baccarat is a card game played with a deck made up of 6 standard 52 card decks.
Also known as Punto Banco and Chemin de Fer, Baccarat has an aura of ‘class’ about it, mainly because in real casinos it’s played in separate rooms that cater to high rollers.
Regardless of this aura, players shouldn’t be intimidated to try the game, as Baccarat has the simplest set of rules of all the card games you’ll find at the casino.
Baccarat with Live Dealers
Once you’ve familiarised yourself with the rules of Baccarat, why not try playing with real Live Dealers? It’s the most authentic casino experience you can get, without leaving your home!
For full details of Live Dealer Baccarat casinos, software and games, including table limits and playing rewards, check out our Live Dealer Baccarat guide.
Punto Banco / Baccarat bets
Banker or Player
The objective of the game is to predict whose hand, the Banker’s (Banco) or the Player’s (Punto), will be closest to the value of nine. You can also bet on the possibility of a tie.
Winning in Baccarat depends on the hand you bet on, not the hand you play.
Playing to lose!
Because you can bet on the Banker rather than yourself as the Player, you’ll often find yourself in the situation where you want your hand (the Player’s) to lose!
This is very different to a game such as Blackjack where you’re constantly trying to beat the bank. Understanding this forms the basis of our Baccarat winning strategy.
10 = 0
In Punto Banco / Baccarat, the point values of the cards are easy to understand. All 10’s and picture cards have a value of zero, and all other cards (Ace through 9) are worth their face value (Aces are always worth 1). When the total of two or more cards is greater than 10, the point total is reduced by 10. For example if a hand is dealt an 7 and a 5, resulting in a total of 12, the total is 2 (12 – 10).
2 cards or 3?
Before the game begins, you place your bet on Player, Banker or Tie. Both the player and the banker are dealt two cards initially, beginning with the player.
If either the player or the banker has a point total of 8 or 9 with the first two cards dealt, no more cards are dealt and the winner is the one with the highest total.
If the player has a point total of 6 or 7, they stand.
If the banker’s total is 2 or less, they take another card.
If the banker has a total of 7, he stands.
The banker does not draw another card if their 2-card total is:
3 and the player’s third card is an 8.
4 and the player’s third card is a 0, 1, 8 or 9.
5 and the player’s third card is a 0, 1, 2, 3, 8 or 9.
6 and the player’s third card is a 0, 1, 2, 3, 4, 5, 8 or 9.
How much do I win?
If the hand that you bet on wins, you are paid double your bet, unless you bet on a tie. If you bet on a tie, the payout is eight times the amount. If you bet on the Banker’s hand, and win, the House charges a 5% commission – the vigorish. As the Banker is the best most likely to win, statistically, the vigorish is where the casino has its edge.
The rule that sets Punto Banco / Baccarat apart from many other games is the rule that if you do not bet on a tie, and the hands tie, your bet is returned to you.
In other words, you can consider the game as an evens chance bet (like a coin toss) between Player and Banker. Again, this is essential to understanding our Punto Banco / Baccarat winning strategy.
Where to play online Punto Banco / Baccarat
The best online Punto Banco / Baccarat casinos
[where to play Punto Banco / Baccarat]
Punto Banco / Baccarat is the kind of game that attracts high-rolling players, so Table limits (ie maximum and minimum bets) are a big factor when ranking our casinos.
Not all casinos offer Punto Banco / Baccarat bonuses, though some are quite generous, with decent wagering requirements.